Financial Blessing
I really, really, really, really need to get my act together. My mother just called me and said that I have a summons in the mail to go to court for a credit card. Now I don't even know what credit card it is. I haven't paid one or two in a few months but that's a little harsh to sue me for it now. Dang!! Why can't they wait till a sista get a little more money? I have all intentions to pay my bills, I'm just waiting on that better job, rich man, or lotto. Just kiddin'. I really need some help though. I have many ideas and I've read several books, and articles on how to get my finances right but I just don't have the money right now. I hate to tell people my profession when they know my situation.Just how can an accountant not know how to handle her finances? I think the real reason is I'm addicted to retail. I've spent bill money on a new pair of jeans and shoes. Or, if I was a few dollars short on a bill I'd just spend it all on a new purse. Sad but true. But I'm going to get it right, I haven't been to the mall in months and I stay off e-bay. I'm going to work it out.
I'm waiting on my financial blessing.
merrid
posted by Mica @ 3:40 PM
3 Comments:
Hello my best sistah, can you say "wake up call"? What a bummer!
This is what you have to do. Right now this instant. There are NON-PROFIT companies that help people get their bills in order. I think they're even in the Yellow Pages. I would look one up for you here but I'm in Cali not Chi-town.
RIGHT NOW, let your fingers do the walking -- if you're at work, then do it at lunch on your celly. I'm serious. First question you ask them is "are you a non-profit that does this to help creditors?" If they say NO then -- NEXT.
Then you get your Bond grrl *ss down to one of these and bring that summons. It's critical hon, you can get a warrant for your arrest this way -- and your TRW will be AXED for years.
TODAY. I mean it. TODAY TODAY.
And -- re retail -- knock that off. I mean it. You are going to be TWO OR THREE SIZES SMALLER end of this year, aren't you? I want you every EVERY time you have the "urge" to WRITE DOWN instead what it was you were going to buy, and the price of it. Write it down do NOT BUY IT. If you need to write to me when you feel the urge, write to me at doubleohsandy@yahoo.com, send me your email, I will send you back my "real" email (that's my "public" one), and when you are feeling the urge you can either email or text me and I will say NO YOU DO NOT, STOP IT (if I am online, which is almost always). I'm serious -- I'm going to be your Avenging Financial Angel, I am SERIOUS.
I have this fabulous angel myself -- she is the best. I got her years ago. She looks like one of those old women in a Baptist choir -- big woman, smiling, long white robe, white wings, definitely like a "Mama's House" mama angel. I call her my "financial angel." Whenever I feel the retail "squeeze," I think of my financial Mama angel and what she would whup me upside my head if I bought what I'm thinking on at that moment.
Instead, you get a middle-aged white grrl financial angel. I can't whup you but I am insidious. I will rat you out to MY financial angel, and then you'd be in trouble. I swear, she has a big iron frying pan under that white angel exterior :-) (I love her to death and I really do use her "vision" to help me past the "oh this is so cute" times.)
CALL. NOW. I MEAN IT. NOW NOW NOW. NOW.
Did I say NOW?????????
Solitaire and Mama Angel Whup *ss
OK! I'll call this evening! I'm a lil busy @ work today. Thanks! E-mail on the way.
Can I just buy something pretty for V-day. I promised myself that it was the last thing I'm buying?
K?
Hmmmmmmmmmmmmmmmmmmmmm re Valentine's. What about setting a stage with what you have, for your James? Look around, my sistah best grrl -- candles? How about "reserving" something SUPER sexy at say Victoria's Secret -- and sending your James on a "quest" for it? Drop him little Treasure Hunt "notes" that lead him from one thing to another....telling him of course it's All Good For Him in the end :-)
My James bought me this wickedly expensive (ridiculous) little 2-piece "Number" for Val's day last year. I had hinted about it, taken him to the store, and then said "it's too pricey, but JUST IMAGINE..........." THEN -- what I did (might be a little too late for this if you don't read this until tomorrow!) I made a CD of sexy SEXY songs from my own CB library and actually "stole" some of his and then some from my friend Tansy (who is my "Music Lifeline"). It was the sexiest music that I knew HE would find sexy -- from really old stuff to even a little nasty stuff -- depends on what your James likes -- remember the idea here is "set the mood" and if you're groovin' and he's cold, what's that going to do? So I had songs from everything from "I Touch Myself" to "Loving Touchin Squeezin" (we are talking OLD SONGS) to "I Like Big Butts" (that was in the beginning -- to make him laugh -- because of course the "later" songs are for "somewhat other things")....let's see what else, I had a Madonna song, I had a Lou Rawls song, I had all sorts of things, Sade, we are talking OLD but he loves them. Then my "present" to him was candles, a quiet house (can mom watch your daughter?), and (this is important) I had given him the CD the morning BEFORE -- so he could listen to it on the way to work. I had another copy, and told him that I would Meet Him With It at the door. Now you know, if he's been listening to these songs, well, you can meet him in your apron and you don't need to spend a ton. If you've sent him on a "treasure hunt" you could even have him "show up" with a bottle of champagne and some flowers from Safeway, a "little something" you put away for yourself at Victoria's Secret -- whatever. But remember -- don't spend a ton of money to "make him feel good" and "look nice" etc. -- I KNOW you have fab stuff and with a little creativity, you want HIM involved -- and at least in my experience, men like it when they really DO know they are doing something that is going to help their honey be In That Special Mood.
So I want to hear how it goes -- but serious now -- don't spend a lot. If you don't have all the songs, maybe download a few (they are $0.99 online on Yahoo or iTunes), but really, it's all in how creative you can be. And BOND GRRLS ARE CREATIVE, SEXY, PASSIONATE -- that is YOU!
Go grrl!
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